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Why do Mortgage Rates Fluctuate?
February 16, 2017

Mortgage interest rates are set by mortgage lenders. The higher the interest rate, the more money the mortgage lender makes for loaning a mortgage borrower the funds she needs to buy a home. Rates change daily, sometimes hourly (which is...

Organizing Your Student Loans Ahead of Applying for a Mortgage
February 14, 2017

This article is from our friends at LendEDU. LendEDU helps graduates save money on their student loans through price transparency. By Tom Flynn One of the tragedies of the student loan crisis? Many borrowers are delaying or forgoing life milestones...

What Is a Rate Lock?
February 13, 2017

Mortgage interest rates fluctuate daily, sometimes even from hour to hour. Market factors can send rates up one day and then back down the next. There’s no sure-fire way to know when rates will change – though there are plenty...

Millennials Should Not Consider Buying a Home Until This Happens (Hint: It’s Happening Now)
February 10, 2017

If you ask older people about today’s crop of younger folks, many would have you believe that young people don’t have the fortitude and financial wherewithal to settle down and buy a home. Buying a home requires planning, discipline, and...

How to Start Saving Money
February 10, 2017

This article was originally published at Aspiration.com by Sandy Trails An emergency fund can protect you from some serious panic when life gives you lemons, but many Americans aren’t saving that kind of cash. Last year, a Federal Reserve study found that...

Don’t Wait: Five Good Reasons to Buy a Home in 2017
February 6, 2017

Homeownership is a dream for many Americans. 2017 might just be the year to make that dream a reality and finally buy a home. If you’ve been on the fence about it, here are five excellent reasons to consider becoming a...

Four Mortgage Traps to Avoid
January 31, 2017

Homeownership is a dream-come-true for many Americans. But as home-owning friends and colleagues will readily tell you, navigating the potential pitfalls of mortgages and homeownership can be difficult. Many homeowners and would-be homebuyers have their home-owning dreams dashed because they failed...

Do you Understand Your Monthly Mortgage Bill?
January 17, 2017

If you’re like most homeowners, you probably don’t read your monthly mortgage statement too carefully. Perhaps you double check the statement from your mortgage lender for the exact dollar amount due when it’s time to write out the check for...

How to Stop Money Shaming Yourself
January 10, 2017

This story originally appeared on Make Change, an online magazine exploring where money and mission meet.  If I were to name the dominant emotion I feel around my money woes, it would have to be shame. I’ve run the gamut through...

Three Tips to Make Moving Out of Your Home Painless
January 9, 2017

The secret to a less stressful moving day? Planning ahead. Whether you’re moving across town or across the country, check out these tips for keeping your cool as you shuffle your stuff from one home to another. Make a Timeline...